Don't let debt ruin your life.
The easiest way to see if you qualify for bankruptcy is to get started with your FREE consultation from Chelsea A. Whitley. If you earn less than the median income, you can typically qualify for Chapter 7 bankruptcy; if not, then you may have to apply for Chapter 13 bankruptcy. Qualification does not automatically mean that your bankruptcy will be granted, but if you include and disclose all of your assets and liabilities, then it should.
Typically 90 days or 3 months from start to finish. However, this may vary depending on the case and the details of the bankruptcy.
Filing for bankruptcy can protect you from creditors, harassment, foreclosure, and law suits. Don't wait until it's too late.
Ask for your FREE bankruptcy consultation
Chapter 7 bankruptcy completely eliminates your debt on the basis that you cannot repay it and is available to persons who make under the median income in their state. Chapter 13 bankruptcy simply restructures your debt but still requires you to
pay it back.
Bankruptcy is here to protect you. Let a professional help ensure that it does.
When you file Bankruptcy, the automatic stay puts a freeze on pending lawsuits, creditor harassment, collection phone calls and letters and foreclosure proceedings. Bankruptcy can protect your wages and your property.
You can choose to file alone, but your spouse will have to provide financial information, as well as information on any jointly owned property.
If you keep up with bills and do not accumulate new debt, you can typically qualify for a small credit card or prepaid card within a few months of filing for bankruptcy.